5 minutes — If you are relatively new to the housing market, you may not be familiar with the term “wrap-around mortgages.” A popular tool in the early 1980s, they seem to be making a comeback thanks to rising interest rates, waning inventory and high demand…

5 minutes — As title professionals, we review lots of documents. Documents and their impact are what we insure. They allow us to assess risk appropriately, determine where land is located, who owns the land and what liens may affect that land. Document review of land records answers…

6 minutes — According to the Foundation for Community Association Research, more than 74 million Americans currently reside in communities organized under homeowners’ and condominium associations, cooperatives or…

5 minutes — Mortgage lenders are required to release mortgages or reconvey deeds of trust following payoff. Because this process is often delayed, the title insurance industry…

5 minutes — In the title insurance and settlement industry, many agents are targeted by fraudsters who attempt to divert proceeds intended to satisfy open mortgages when a payoff letter is requested. In addition to preventing…

5 minutes — You may be hearing the word “foreclosure” a lot these days. According to Black Knight, January 2022 saw an alarming 700-percent year-over-year increase in foreclosure starts, and so far this year, rates are continuing to rise month over month. These …

5 minutes — How often do you order something from Amazon? Weekly, daily, hourly? Are you more likely to order something from a department store’s website or drive to the department store and look for the item in person? Do you use a delivery service for your…

5 minutes — How many times have you issued the ALTA 8.1 or ALTA 8.2 Environmental Protection Lien (EPL) endorsement and thought about what coverage the endorsement provides? Chances are you have issued some form…