6 minutes — Determining who has authority to sign closing documents for a real property transaction, whether for a sale or refinance, is one of the most critical aspects of title work – but it also presents some challenges. Signing…

5 minutes — Since the Federal Housing Administration (FHA) introduced the Home Equity Conversion Mortgage (HECM) in 1989, reverse mortgages have experienced a normal ebb and flow in the finance market. While changing federal regulations have impacted the…

4 minutes — Did you know that the American Land Title Association (ALTA) Homeowner’s (HO) Policy of Title Insurance offers the highest level…

5 minutes — As children, many of us dreamed of having superhero powers, such as the power to fly, the power of X-ray vision, or the power to run faster than a speeding bullet. While the legal term “power of attorney” (POA) sounds commanding and…

5 minutes — If you are relatively new to the housing market, you may not be familiar with the term “wrap-around mortgages.” A popular tool in the early 1980s, they seem to be making a comeback thanks to rising interest rates, waning inventory and high demand…

5 minutes — As title professionals, we review lots of documents. Documents and their impact are what we insure. They allow us to assess risk appropriately, determine where land is located, who owns the land and what liens may affect that land. Document review of land records answers…

6 minutes — According to the Foundation for Community Association Research, more than 74 million Americans currently reside in communities organized under homeowners’ and condominium associations, cooperatives or…

5 minutes — Mortgage lenders are required to release mortgages or reconvey deeds of trust following payoff. Because this process is often delayed, the title insurance industry…